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Employer Identification Number 15-0580359

NORTHERN CREDIT UNION is a USA domiciled entity or foreign entity operating in the USA. The EIN ihas been issued by the IRS

Company Name:NORTHERN CREDIT UNION
Employer identification number (EIN):15-0580359
EIN Issuing AuthorityFresno, CA
NAIC Classification:522130
NAIC Description:Credit Unions
401k Pension/Benefits registration NORTHERN CREDIT UNION 401k plan information
Federal tax statusExempt from federal income tax. Registered as a non-profit under 501(c)(3) Title 26 of the United States Code

Organization Overview

Mission StatementTO CREATE MUTUAL VALUE BY PROVIDING PERSONALIZED SERVICE AND BANKING SOLUTIONS.
Number of Employees152
Number of Volunteers9
Year Formed1955

Organization Governance

Legal DomicileNY
Voting Members - Governing Body5
Voting Members - Independent5

Organization Financials

2023-12-31
Total unrelated business incomeUSD $ 596,093
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 31,458,607
Program Service Revenue from current yearUSD $ 37,444,521
Investment Income from prior yearUSD $ 317,441
Investment Income from current yearUSD $ 1,918,264
Other Revenue from prior yearUSD $ 2,164,962
Other Revenue from current yearUSD $ 1,705,471
Gross receipts from all sourcesUSD $ 41,230,654
Net assets / fund balances at end of fiscal yearUSD $ 582,438,888
Net assets / fund balances at beginning of fiscal yearUSD $ 573,327,308
Total liabilities at end of fiscal yearUSD $ 20,361,641
Total liabilities at beginning of fiscal yearUSD $ 25,471,130
Total assets at end of fiscal yearUSD $ 602,800,529
Total assets at beginning of fiscal yearUSD $ 598,798,438
Revenues less expenses for current yearUSD $ 1,844,311
Revenues less expenses for previous yearUSD $ 3,353,201
Total expenses for current yearUSD $ 39,223,945
Total expenses for previous yearUSD $ 30,587,809
Other expenses in current yearUSD $ 26,194,566
Other expenses in previous yearUSD $ 18,933,753
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 13,029,379
Employee salary and benefits paid in previous yearUSD $ 11,650,057
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 3,999
Total revenue in current fiscal yearUSD $ 41,068,256
Total revenue in previous fiscal yearUSD $ 33,941,010
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 1,705,471
2022-12-31
Total unrelated business incomeUSD $ 657,136
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 17,183,428
Program Service Revenue from current yearUSD $ 31,458,607
Investment Income from prior yearUSD $ -199,129
Investment Income from current yearUSD $ 317,441
Other Revenue from prior yearUSD $ 14,528,110
Other Revenue from current yearUSD $ 2,164,962
Gross receipts from all sourcesUSD $ 34,158,963
Net assets / fund balances at end of fiscal yearUSD $ 573,327,308
Net assets / fund balances at beginning of fiscal yearUSD $ 421,165,443
Total liabilities at end of fiscal yearUSD $ 25,471,130
Total liabilities at beginning of fiscal yearUSD $ 13,836,422
Total assets at end of fiscal yearUSD $ 598,798,438
Total assets at beginning of fiscal yearUSD $ 435,001,865
Revenues less expenses for current yearUSD $ 3,353,201
Revenues less expenses for previous yearUSD $ 5,611,368
Total expenses for current yearUSD $ 30,587,809
Total expenses for previous yearUSD $ 25,901,041
Other expenses in current yearUSD $ 18,933,753
Other expenses in previous yearUSD $ 15,463,719
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 11,650,057
Employee salary and benefits paid in previous yearUSD $ 10,437,322
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 3,999
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 33,941,010
Total revenue in previous fiscal yearUSD $ 31,512,409
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 2,164,962
2021-12-31
Total unrelated business incomeUSD $ 803,728
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 14,626,374
Program Service Revenue from current yearUSD $ 17,183,428
Investment Income from prior yearUSD $ 83,664
Investment Income from current yearUSD $ -199,129
Other Revenue from prior yearUSD $ 9,993,607
Other Revenue from current yearUSD $ 14,528,110
Gross receipts from all sourcesUSD $ 32,180,517
Net assets / fund balances at end of fiscal yearUSD $ 421,165,443
Net assets / fund balances at beginning of fiscal yearUSD $ 357,123,377
Total liabilities at end of fiscal yearUSD $ 13,836,422
Total liabilities at beginning of fiscal yearUSD $ 7,248,444
Total assets at end of fiscal yearUSD $ 435,001,865
Total assets at beginning of fiscal yearUSD $ 364,371,821
Revenues less expenses for current yearUSD $ 5,611,368
Revenues less expenses for previous yearUSD $ 2,019,278
Total expenses for current yearUSD $ 25,901,041
Total expenses for previous yearUSD $ 22,684,367
Other expenses in current yearUSD $ 15,463,719
Other expenses in previous yearUSD $ 13,926,625
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 10,437,322
Employee salary and benefits paid in previous yearUSD $ 8,757,742
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 31,512,409
Total revenue in previous fiscal yearUSD $ 24,703,645
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 14,528,110
2020-12-31
Total unrelated business incomeUSD $ 361,759
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 13,372,959
Program Service Revenue from current yearUSD $ 14,626,374
Investment Income from prior yearUSD $ 108,438
Investment Income from current yearUSD $ 83,664
Other Revenue from prior yearUSD $ 8,317,747
Other Revenue from current yearUSD $ 9,993,607
Gross receipts from all sourcesUSD $ 24,969,234
Net assets / fund balances at end of fiscal yearUSD $ 357,123,377
Net assets / fund balances at beginning of fiscal yearUSD $ 280,652,913
Total liabilities at end of fiscal yearUSD $ 7,248,444
Total liabilities at beginning of fiscal yearUSD $ 2,410,266
Total assets at end of fiscal yearUSD $ 364,371,821
Total assets at beginning of fiscal yearUSD $ 283,063,179
Revenues less expenses for current yearUSD $ 2,019,278
Revenues less expenses for previous yearUSD $ 1,659,010
Total expenses for current yearUSD $ 22,684,367
Total expenses for previous yearUSD $ 20,140,134
Other expenses in current yearUSD $ 13,926,625
Other expenses in previous yearUSD $ 12,579,224
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 8,757,742
Employee salary and benefits paid in previous yearUSD $ 7,560,910
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 24,703,645
Total revenue in previous fiscal yearUSD $ 21,799,144
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 9,993,607
2019-12-31
Total unrelated business incomeUSD $ 82,963
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 2,966,467
Program Service Revenue from current yearUSD $ 13,372,959
Investment Income from prior yearUSD $ 13,259
Investment Income from current yearUSD $ 108,438
Other Revenue from prior yearUSD $ 1,866,585
Other Revenue from current yearUSD $ 8,317,747
Gross receipts from all sourcesUSD $ 22,047,659
Net assets / fund balances at end of fiscal yearUSD $ 280,652,913
Net assets / fund balances at beginning of fiscal yearUSD $ 244,922,732
Total liabilities at end of fiscal yearUSD $ 2,410,266
Total liabilities at beginning of fiscal yearUSD $ 8,407,008
Total assets at end of fiscal yearUSD $ 283,063,179
Total assets at beginning of fiscal yearUSD $ 253,329,740
Revenues less expenses for current yearUSD $ 1,659,010
Revenues less expenses for previous yearUSD $ 248,409
Total expenses for current yearUSD $ 20,140,134
Total expenses for previous yearUSD $ 4,597,902
Other expenses in current yearUSD $ 12,579,224
Other expenses in previous yearUSD $ 2,702,723
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 7,560,910
Employee salary and benefits paid in previous yearUSD $ 1,895,179
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 21,799,144
Total revenue in previous fiscal yearUSD $ 4,846,311
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 8,317,747

Other Company Names associated with EIN

NORTHERN CREDIT UNION

Organization Addresses

The following addresses have been detected as associated with Tax Indentification Number 150580359

USA Location Address
120 FACTORY ST
WATERTOWN
NY
136011958
Date first seen: 2011-10-03
Date last seen: 2024-06-26
USA Mailing Address
120 FACTORY ST
WATERTOWN
NY
13601
Date first seen: 2007-07-01
Date last seen: 2025-09-30
USA Location Address
120 FACTORY STREET
WATERTOWN
NY
13601
Date first seen: 2007-07-01
Date last seen: 2025-09-30
USA Mailing Address
120 FACTORY STREET
WATERTOWN
NY
136011900
Date first seen: 2020-11-16
Date last seen: 2024-11-12
USA Mailing Address
120 FACTORY STREET
WATERTOWN
NY
13601
Date first seen: 2007-07-01
Date last seen: 2026-01-05
401k Sponsor USA Address
120 FACTORY STREET
WATERTOWN
NY
136011958
Date first seen: 2025-06-17
Date last seen: 2025-06-17
401k Sponsor USA Address
120 FACTORY STREET
WATERTOWN
NY
13601
Date first seen: 2007-07-01
Date last seen: 2025-09-30

Nearby companies/organizations

The following companies are located in the same ZIP code areas:

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