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Employer Identification Number 38-1418180

CHRISTIAN FINANCIAL CREDIT UNION is a USA domiciled entity or foreign entity operating in the USA. The EIN ihas been issued by the IRS

Company Name:CHRISTIAN FINANCIAL CREDIT UNION
Employer identification number (EIN):38-1418180
EIN Issuing AuthorityCincinnati, OH
NAIC Classification:522130
NAIC Description:Credit Unions
401k Pension/Benefits registration CHRISTIAN FINANCIAL CREDIT UNION 401k plan information
Federal tax statusExempt from federal income tax. Registered as a non-profit under 501(c)(3) Title 26 of the United States Code

Organization Overview

Mission StatementAT CHRISTIAN FINANCIAL CREDIT UNION, OUR MISSION IS TO PROVIDE AN ENVIRONMENT THAT DELIVERS HIGH-QUALITY PRODUCTS AND SERVICES THAT PROMOTE CONVENIENCE, TRUST, AND PERSONAL SERVICE TO ASSIST OUR MEMBERS IN ACHIEVING THEIR FINANCIAL SUCCESS.
Number of Employees211
Number of Volunteers8
Year Formed1950

Organization Governance

Legal DomicileMI
Voting Members - Governing Body8
Voting Members - Independent8

Organization Financials

2023-12-31
Total unrelated business incomeUSD $ 1,276,698
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 31,492,325
Program Service Revenue from current yearUSD $ 39,618,253
Investment Income from prior yearUSD $ 4,057,827
Investment Income from current yearUSD $ 4,117,272
Other Revenue from prior yearUSD $ 182,671
Other Revenue from current yearUSD $ -219,097
Gross receipts from all sourcesUSD $ 45,045,481
Net assets / fund balances at end of fiscal yearUSD $ 83,628,719
Net assets / fund balances at beginning of fiscal yearUSD $ 77,286,844
Total liabilities at end of fiscal yearUSD $ 764,264,921
Total liabilities at beginning of fiscal yearUSD $ 742,673,125
Total assets at end of fiscal yearUSD $ 847,893,640
Total assets at beginning of fiscal yearUSD $ 819,959,969
Revenues less expenses for current yearUSD $ 6,582,023
Revenues less expenses for previous yearUSD $ 6,142,181
Total expenses for current yearUSD $ 36,934,405
Total expenses for previous yearUSD $ 29,590,642
Other expenses in current yearUSD $ 21,980,201
Other expenses in previous yearUSD $ 16,038,996
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 14,689,202
Employee salary and benefits paid in previous yearUSD $ 13,384,144
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 265,002
Grants and similar amounts paid in previous yearUSD $ 167,502
Total revenue in current fiscal yearUSD $ 43,516,428
Total revenue in previous fiscal yearUSD $ 35,732,823
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ -219,097
2022-12-31
Total unrelated business incomeUSD $ 1,309,770
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 29,170,790
Program Service Revenue from current yearUSD $ 31,492,325
Investment Income from prior yearUSD $ 2,190,068
Investment Income from current yearUSD $ 4,057,827
Other Revenue from prior yearUSD $ 2,056,861
Other Revenue from current yearUSD $ 182,671
Gross receipts from all sourcesUSD $ 36,413,622
Net assets / fund balances at end of fiscal yearUSD $ 77,286,844
Net assets / fund balances at beginning of fiscal yearUSD $ 75,923,813
Total liabilities at end of fiscal yearUSD $ 742,673,125
Total liabilities at beginning of fiscal yearUSD $ 750,551,502
Total assets at end of fiscal yearUSD $ 819,959,969
Total assets at beginning of fiscal yearUSD $ 826,475,315
Revenues less expenses for current yearUSD $ 6,142,181
Revenues less expenses for previous yearUSD $ 5,167,216
Total expenses for current yearUSD $ 29,590,642
Total expenses for previous yearUSD $ 28,250,503
Other expenses in current yearUSD $ 16,038,996
Other expenses in previous yearUSD $ 15,746,991
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 13,384,144
Employee salary and benefits paid in previous yearUSD $ 12,503,512
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 167,502
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 35,732,823
Total revenue in previous fiscal yearUSD $ 33,417,719
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 182,671
2021-12-31
Total unrelated business incomeUSD $ 1,422,190
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 27,227,511
Program Service Revenue from current yearUSD $ 29,170,790
Investment Income from prior yearUSD $ 1,592,272
Investment Income from current yearUSD $ 2,190,068
Other Revenue from prior yearUSD $ 3,231,614
Other Revenue from current yearUSD $ 2,056,861
Gross receipts from all sourcesUSD $ 33,648,146
Net assets / fund balances at end of fiscal yearUSD $ 75,923,813
Net assets / fund balances at beginning of fiscal yearUSD $ 71,491,848
Total liabilities at end of fiscal yearUSD $ 750,551,502
Total liabilities at beginning of fiscal yearUSD $ 651,724,436
Total assets at end of fiscal yearUSD $ 826,475,315
Total assets at beginning of fiscal yearUSD $ 723,216,284
Revenues less expenses for current yearUSD $ 5,167,216
Revenues less expenses for previous yearUSD $ 3,046,594
Total expenses for current yearUSD $ 28,250,503
Total expenses for previous yearUSD $ 29,004,803
Other expenses in current yearUSD $ 15,746,991
Other expenses in previous yearUSD $ 17,076,769
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 12,503,512
Employee salary and benefits paid in previous yearUSD $ 11,928,034
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 33,417,719
Total revenue in previous fiscal yearUSD $ 32,051,397
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 2,056,861
2020-12-31
Total unrelated business incomeUSD $ 1,794,045
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 23,840,435
Program Service Revenue from current yearUSD $ 27,227,511
Investment Income from prior yearUSD $ 1,759,644
Investment Income from current yearUSD $ 1,592,272
Other Revenue from prior yearUSD $ 494,345
Other Revenue from current yearUSD $ 3,231,614
Gross receipts from all sourcesUSD $ 33,196,075
Net assets / fund balances at end of fiscal yearUSD $ 71,491,848
Net assets / fund balances at beginning of fiscal yearUSD $ 47,949,388
Total liabilities at end of fiscal yearUSD $ 651,724,436
Total liabilities at beginning of fiscal yearUSD $ 381,378,864
Total assets at end of fiscal yearUSD $ 723,216,284
Total assets at beginning of fiscal yearUSD $ 429,328,252
Revenues less expenses for current yearUSD $ 3,046,594
Revenues less expenses for previous yearUSD $ 3,087,219
Total expenses for current yearUSD $ 29,004,803
Total expenses for previous yearUSD $ 23,007,205
Other expenses in current yearUSD $ 17,076,769
Other expenses in previous yearUSD $ 13,340,996
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 11,928,034
Employee salary and benefits paid in previous yearUSD $ 9,666,209
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 32,051,397
Total revenue in previous fiscal yearUSD $ 26,094,424
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 3,231,614
2019-12-31
Total unrelated business incomeUSD $ 2,071,807
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 22,780,042
Program Service Revenue from current yearUSD $ 23,840,435
Investment Income from prior yearUSD $ 1,571,183
Investment Income from current yearUSD $ 1,759,644
Other Revenue from prior yearUSD $ 38,163
Other Revenue from current yearUSD $ 494,345
Gross receipts from all sourcesUSD $ 26,370,894
Net assets / fund balances at end of fiscal yearUSD $ 47,949,388
Net assets / fund balances at beginning of fiscal yearUSD $ 43,885,594
Total liabilities at end of fiscal yearUSD $ 381,378,864
Total liabilities at beginning of fiscal yearUSD $ 345,310,221
Total assets at end of fiscal yearUSD $ 429,328,252
Total assets at beginning of fiscal yearUSD $ 389,195,815
Revenues less expenses for current yearUSD $ 3,087,219
Revenues less expenses for previous yearUSD $ 3,867,994
Total expenses for current yearUSD $ 23,007,205
Total expenses for previous yearUSD $ 20,521,394
Other expenses in current yearUSD $ 13,340,996
Other expenses in previous yearUSD $ 11,525,069
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 9,666,209
Employee salary and benefits paid in previous yearUSD $ 8,996,325
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 26,094,424
Total revenue in previous fiscal yearUSD $ 24,389,388
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 494,345
2018-12-31
Total unrelated business incomeUSD $ 1,633,091
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 20,348,279
Program Service Revenue from current yearUSD $ 22,780,042
Investment Income from prior yearUSD $ 1,333,409
Investment Income from current yearUSD $ 1,571,183
Other Revenue from prior yearUSD $ 2,106,661
Other Revenue from current yearUSD $ 38,163
Gross receipts from all sourcesUSD $ 28,152,840
Net assets / fund balances at end of fiscal yearUSD $ 43,885,594
Net assets / fund balances at beginning of fiscal yearUSD $ 40,372,454
Total liabilities at end of fiscal yearUSD $ 345,310,221
Total liabilities at beginning of fiscal yearUSD $ 340,937,752
Total assets at end of fiscal yearUSD $ 389,195,815
Total assets at beginning of fiscal yearUSD $ 381,310,206
Revenues less expenses for current yearUSD $ 3,867,994
Revenues less expenses for previous yearUSD $ 3,503,326
Total expenses for current yearUSD $ 20,521,394
Total expenses for previous yearUSD $ 20,285,023
Other expenses in current yearUSD $ 11,525,069
Other expenses in previous yearUSD $ 11,910,526
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 8,996,325
Employee salary and benefits paid in previous yearUSD $ 8,374,497
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 24,389,388
Total revenue in previous fiscal yearUSD $ 23,788,349
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 38,163
2017-12-31
Total unrelated business incomeUSD $ 1,630,103
Net unrelated business incomeUSD $ -31,151
Program Service Revenue from prior yearUSD $ 20,508,523
Program Service Revenue from current yearUSD $ 20,348,279
Investment Income from prior yearUSD $ 1,099,290
Investment Income from current yearUSD $ 1,333,409
Other Revenue from prior yearUSD $ 637,708
Other Revenue from current yearUSD $ 2,106,661
Gross receipts from all sourcesUSD $ 27,274,547
Net assets / fund balances at end of fiscal yearUSD $ 40,372,454
Net assets / fund balances at beginning of fiscal yearUSD $ 37,078,087
Total liabilities at end of fiscal yearUSD $ 340,937,752
Total liabilities at beginning of fiscal yearUSD $ 325,551,719
Total assets at end of fiscal yearUSD $ 381,310,206
Total assets at beginning of fiscal yearUSD $ 362,629,806
Revenues less expenses for current yearUSD $ 3,503,326
Revenues less expenses for previous yearUSD $ 3,286,421
Total expenses for current yearUSD $ 20,285,023
Total expenses for previous yearUSD $ 18,959,100
Other expenses in current yearUSD $ 11,910,526
Other expenses in previous yearUSD $ 11,215,391
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 8,374,497
Employee salary and benefits paid in previous yearUSD $ 7,743,709
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 23,788,349
Total revenue in previous fiscal yearUSD $ 22,245,521
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 2,106,661
2016-12-31
Total unrelated business incomeUSD $ 80,556
Net unrelated business incomeUSD $ -71,867
Program Service Revenue from prior yearUSD $ 18,994,560
Program Service Revenue from current yearUSD $ 20,508,523
Investment Income from prior yearUSD $ 829,927
Investment Income from current yearUSD $ 1,099,290
Other Revenue from prior yearUSD $ 958,073
Other Revenue from current yearUSD $ 637,708
Gross receipts from all sourcesUSD $ 23,772,067
Net assets / fund balances at end of fiscal yearUSD $ 37,078,087
Net assets / fund balances at beginning of fiscal yearUSD $ 33,912,558
Total liabilities at end of fiscal yearUSD $ 325,551,719
Total liabilities at beginning of fiscal yearUSD $ 308,634,729
Total assets at end of fiscal yearUSD $ 362,629,806
Total assets at beginning of fiscal yearUSD $ 342,547,287
Revenues less expenses for current yearUSD $ 3,286,421
Revenues less expenses for previous yearUSD $ 3,903,619
Total expenses for current yearUSD $ 18,959,100
Total expenses for previous yearUSD $ 16,878,941
Other expenses in current yearUSD $ 11,215,391
Other expenses in previous yearUSD $ 9,314,095
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 7,743,709
Employee salary and benefits paid in previous yearUSD $ 7,564,846
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 22,245,521
Total revenue in previous fiscal yearUSD $ 20,782,560
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 637,708
2015-12-31
Total unrelated business incomeUSD $ 611,535
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 18,067,887
Program Service Revenue from current yearUSD $ 18,994,560
Investment Income from prior yearUSD $ 906,255
Investment Income from current yearUSD $ 829,927
Other Revenue from prior yearUSD $ 672,885
Other Revenue from current yearUSD $ 958,073
Gross receipts from all sourcesUSD $ 32,873,024
Net assets / fund balances at end of fiscal yearUSD $ 33,912,558
Net assets / fund balances at beginning of fiscal yearUSD $ 29,873,774
Total liabilities at end of fiscal yearUSD $ 308,634,729
Total liabilities at beginning of fiscal yearUSD $ 299,276,231
Total assets at end of fiscal yearUSD $ 342,547,287
Total assets at beginning of fiscal yearUSD $ 329,150,005
Revenues less expenses for current yearUSD $ 3,903,619
Revenues less expenses for previous yearUSD $ 3,749,477
Total expenses for current yearUSD $ 16,878,941
Total expenses for previous yearUSD $ 15,897,550
Other expenses in current yearUSD $ 9,314,095
Other expenses in previous yearUSD $ 9,317,244
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 7,564,846
Employee salary and benefits paid in previous yearUSD $ 6,580,306
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 20,782,560
Total revenue in previous fiscal yearUSD $ 19,647,027
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 958,073
2014-12-31
Total unrelated business incomeUSD $ 508,009
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 16,434,280
Program Service Revenue from current yearUSD $ 18,067,887
Investment Income from prior yearUSD $ 1,026,370
Investment Income from current yearUSD $ 906,255
Other Revenue from prior yearUSD $ 1,759,819
Other Revenue from current yearUSD $ 672,885
Gross receipts from all sourcesUSD $ 33,058,935
Net assets / fund balances at end of fiscal yearUSD $ 29,873,774
Net assets / fund balances at beginning of fiscal yearUSD $ 25,757,948
Total liabilities at end of fiscal yearUSD $ 299,276,231
Total liabilities at beginning of fiscal yearUSD $ 285,311,789
Total assets at end of fiscal yearUSD $ 329,150,005
Total assets at beginning of fiscal yearUSD $ 311,069,737
Revenues less expenses for current yearUSD $ 3,749,477
Revenues less expenses for previous yearUSD $ 5,125,727
Total expenses for current yearUSD $ 15,897,550
Total expenses for previous yearUSD $ 14,094,742
Other expenses in current yearUSD $ 9,317,244
Other expenses in previous yearUSD $ 8,031,769
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 6,580,306
Employee salary and benefits paid in previous yearUSD $ 6,062,973
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 0
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 19,647,027
Total revenue in previous fiscal yearUSD $ 19,220,469
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 672,885

Other Company Names associated with EIN

CREDIT UNIONS CHARTERED IN THE STATE OF

Organization Addresses

The following addresses have been detected as associated with Tax Indentification Number 381418180

USA Location Address
18441 UTICA ROAD
ROSEVILLE
MI
48066
Date first seen: 2007-01-01
Date last seen: 2025-06-30
USA Mailing Address
18441 UTICA ROAD
ROSEVILLE
MI
48066
Date first seen: 2007-01-01
Date last seen: 2025-06-30
USA Mailing Address
18441 UTICA RD
ROSEVILLE
MI
480664202
Date first seen: 2018-07-30
Date last seen: 2019-07-23
USA Location Address
18441 UTICA RD
ROSEVILLE
MI
480664202
Date first seen: 2018-07-30
Date last seen: 2019-07-23
USA Mailing Address
35100 VAN DYKE AVENUE
STERLING HEIGHTS
MI
48312
Date first seen: 2009-01-01
Date last seen: 2026-02-25
USA Mailing Address
35100 VAN DYKE
STERLING HEIGHTS
MI
48312
Date first seen: 2009-01-01
Date last seen: 2026-03-10

Nearby companies/organizations

The following companies are located in the same ZIP code areas:

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