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Employer Identification Number 38-2323689

AMERICAN 1 CREDIT UNION is a USA domiciled entity or foreign entity operating in the USA. The EIN ihas been issued by the IRS

Company Name:AMERICAN 1 CREDIT UNION
Employer identification number (EIN):38-2323689
EIN Issuing AuthorityCincinnati, OH
NAIC Classification:522130
NAIC Description:Credit Unions
401k Pension/Benefits registration AMERICAN 1 CREDIT UNION 401k plan information
Federal tax statusExempt from federal income tax. Registered as a non-profit under 501(c)(3) Title 26 of the United States Code

Organization Overview

Mission StatementTO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND.
Number of Employees244
Number of Volunteers6
Year Formed1980

Organization Governance

Legal DomicileMI
Voting Members - Governing Body6
Voting Members - Independent6

Organization Financials

2023-12-31
Total unrelated business incomeUSD $ 24,750
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 42,913,488
Program Service Revenue from current yearUSD $ 49,843,918
Investment Income from prior yearUSD $ 2,806,308
Investment Income from current yearUSD $ 7,413,595
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 57,257,513
Net assets / fund balances at end of fiscal yearUSD $ 92,311,784
Net assets / fund balances at beginning of fiscal yearUSD $ 90,740,949
Total liabilities at end of fiscal yearUSD $ 591,312,381
Total liabilities at beginning of fiscal yearUSD $ 495,290,199
Total assets at end of fiscal yearUSD $ 683,624,165
Total assets at beginning of fiscal yearUSD $ 586,031,148
Revenues less expenses for current yearUSD $ 8,900,670
Revenues less expenses for previous yearUSD $ 9,297,091
Total expenses for current yearUSD $ 48,356,843
Total expenses for previous yearUSD $ 36,422,705
Other expenses in current yearUSD $ 28,720,728
Other expenses in previous yearUSD $ 19,696,769
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 19,616,115
Employee salary and benefits paid in previous yearUSD $ 16,709,936
Benefits paid to or for members in current yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 20,000
Grants and similar amounts paid in previous yearUSD $ 16,000
Total revenue in current fiscal yearUSD $ 57,257,513
Total revenue in previous fiscal yearUSD $ 45,719,796
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 0
2022-12-31
Total unrelated business incomeUSD $ 25,750
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 37,767,519
Program Service Revenue from current yearUSD $ 42,913,488
Investment Income from prior yearUSD $ 390,986
Investment Income from current yearUSD $ 2,806,308
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 45,719,796
Net assets / fund balances at end of fiscal yearUSD $ 90,740,949
Net assets / fund balances at beginning of fiscal yearUSD $ 81,443,858
Total liabilities at end of fiscal yearUSD $ 495,290,199
Total liabilities at beginning of fiscal yearUSD $ 486,989,288
Total assets at end of fiscal yearUSD $ 586,031,148
Total assets at beginning of fiscal yearUSD $ 568,433,146
Revenues less expenses for current yearUSD $ 9,297,091
Revenues less expenses for previous yearUSD $ 7,367,324
Total expenses for current yearUSD $ 36,422,705
Total expenses for previous yearUSD $ 30,791,181
Other expenses in current yearUSD $ 19,696,769
Other expenses in previous yearUSD $ 16,731,620
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 16,709,936
Employee salary and benefits paid in previous yearUSD $ 14,050,561
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 16,000
Grants and similar amounts paid in previous yearUSD $ 9,000
Total revenue in current fiscal yearUSD $ 45,719,796
Total revenue in previous fiscal yearUSD $ 38,158,505
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Gross income from fundraising eventsUSD $ 0
Cost of goods soldUSD $ 0
Gross income from gamingUSD $ 0
Gross sales of inventory assetsUSD $ 0
Total of other revenueUSD $ 0
2021-12-31
Total unrelated business incomeUSD $ 35,238
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 34,640,503
Program Service Revenue from current yearUSD $ 37,767,519
Investment Income from prior yearUSD $ 464,116
Investment Income from current yearUSD $ 390,986
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 38,158,505
Net assets / fund balances at end of fiscal yearUSD $ 81,443,858
Net assets / fund balances at beginning of fiscal yearUSD $ 74,076,534
Total liabilities at end of fiscal yearUSD $ 486,989,288
Total liabilities at beginning of fiscal yearUSD $ 441,307,176
Total assets at end of fiscal yearUSD $ 568,433,146
Total assets at beginning of fiscal yearUSD $ 515,383,710
Revenues less expenses for current yearUSD $ 7,367,324
Revenues less expenses for previous yearUSD $ 2,886,591
Total expenses for current yearUSD $ 30,791,181
Total expenses for previous yearUSD $ 32,218,028
Other expenses in current yearUSD $ 16,731,620
Other expenses in previous yearUSD $ 18,732,893
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 14,050,561
Employee salary and benefits paid in previous yearUSD $ 13,472,135
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 9,000
Grants and similar amounts paid in previous yearUSD $ 13,000
Total revenue in current fiscal yearUSD $ 38,158,505
Total revenue in previous fiscal yearUSD $ 35,104,619
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Gross income from fundraising eventsUSD $ 0
Cost of goods soldUSD $ 0
Gross income from gamingUSD $ 0
Gross sales of inventory assetsUSD $ 0
Total of other revenueUSD $ 0
2020-12-31
Total unrelated business incomeUSD $ 25,407
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 34,132,786
Program Service Revenue from current yearUSD $ 34,640,503
Investment Income from prior yearUSD $ 1,977,224
Investment Income from current yearUSD $ 464,116
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 35,158,509
Net assets / fund balances at end of fiscal yearUSD $ 74,076,534
Net assets / fund balances at beginning of fiscal yearUSD $ 71,189,943
Total liabilities at end of fiscal yearUSD $ 441,307,176
Total liabilities at beginning of fiscal yearUSD $ 350,110,900
Total assets at end of fiscal yearUSD $ 515,383,710
Total assets at beginning of fiscal yearUSD $ 421,300,843
Revenues less expenses for current yearUSD $ 2,886,591
Revenues less expenses for previous yearUSD $ 4,533,669
Total expenses for current yearUSD $ 32,218,028
Total expenses for previous yearUSD $ 31,576,341
Other expenses in current yearUSD $ 18,732,893
Other expenses in previous yearUSD $ 17,988,611
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 13,472,135
Employee salary and benefits paid in previous yearUSD $ 13,578,730
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 13,000
Grants and similar amounts paid in previous yearUSD $ 9,000
Total revenue in current fiscal yearUSD $ 35,104,619
Total revenue in previous fiscal yearUSD $ 36,110,010
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Gross income from fundraising eventsUSD $ 0
Cost of goods soldUSD $ 0
Gross income from gamingUSD $ 0
Gross sales of inventory assetsUSD $ 0
Total of other revenueUSD $ 0
2019-12-31
Total unrelated business incomeUSD $ 34,789
Net unrelated business incomeUSD $ -144,005
Program Service Revenue from prior yearUSD $ 31,262,864
Program Service Revenue from current yearUSD $ 34,132,786
Investment Income from prior yearUSD $ 1,047,486
Investment Income from current yearUSD $ 1,977,224
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 36,156,933
Net assets / fund balances at end of fiscal yearUSD $ 71,189,943
Net assets / fund balances at beginning of fiscal yearUSD $ 66,656,274
Total liabilities at end of fiscal yearUSD $ 350,110,900
Total liabilities at beginning of fiscal yearUSD $ 301,364,379
Total assets at end of fiscal yearUSD $ 421,300,843
Total assets at beginning of fiscal yearUSD $ 368,020,653
Revenues less expenses for current yearUSD $ 4,533,669
Revenues less expenses for previous yearUSD $ 6,071,965
Total expenses for current yearUSD $ 31,576,341
Total expenses for previous yearUSD $ 26,238,385
Other expenses in current yearUSD $ 17,988,611
Other expenses in previous yearUSD $ 14,619,376
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 13,578,730
Employee salary and benefits paid in previous yearUSD $ 11,609,009
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 9,000
Grants and similar amounts paid in previous yearUSD $ 10,000
Total revenue in current fiscal yearUSD $ 36,110,010
Total revenue in previous fiscal yearUSD $ 32,310,350
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Gross income from fundraising eventsUSD $ 0
Cost of goods soldUSD $ 0
Gross income from gamingUSD $ 0
Gross sales of inventory assetsUSD $ 0
Total of other revenueUSD $ 0
2018-12-31
Total unrelated business incomeUSD $ 25,999
Net unrelated business incomeUSD $ -199,425
Program Service Revenue from prior yearUSD $ 27,757,210
Program Service Revenue from current yearUSD $ 31,262,864
Investment Income from prior yearUSD $ 694,757
Investment Income from current yearUSD $ 1,047,486
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 33,164,730
Net assets / fund balances at end of fiscal yearUSD $ 66,656,274
Net assets / fund balances at beginning of fiscal yearUSD $ 60,584,309
Total liabilities at end of fiscal yearUSD $ 301,364,379
Total liabilities at beginning of fiscal yearUSD $ 262,034,563
Total assets at end of fiscal yearUSD $ 368,020,653
Total assets at beginning of fiscal yearUSD $ 322,618,872
Revenues less expenses for current yearUSD $ 6,071,965
Revenues less expenses for previous yearUSD $ 6,883,135
Total expenses for current yearUSD $ 26,238,385
Total expenses for previous yearUSD $ 21,568,832
Other expenses in current yearUSD $ 14,619,376
Other expenses in previous yearUSD $ 12,050,266
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 11,609,009
Employee salary and benefits paid in previous yearUSD $ 9,507,566
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 10,000
Grants and similar amounts paid in previous yearUSD $ 11,000
Total revenue in current fiscal yearUSD $ 32,310,350
Total revenue in previous fiscal yearUSD $ 28,451,967
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Gross income from fundraising eventsUSD $ 0
Cost of goods soldUSD $ 0
Gross income from gamingUSD $ 0
Gross sales of inventory assetsUSD $ 0
Total of other revenueUSD $ 0
2017-12-31
Total unrelated business incomeUSD $ 44,830
Net unrelated business incomeUSD $ -134,843
Program Service Revenue from prior yearUSD $ 25,637,105
Program Service Revenue from current yearUSD $ 27,757,210
Investment Income from prior yearUSD $ 404,688
Investment Income from current yearUSD $ 694,757
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 28,569,061
Net assets / fund balances at end of fiscal yearUSD $ 60,584,309
Net assets / fund balances at beginning of fiscal yearUSD $ 53,701,174
Total liabilities at end of fiscal yearUSD $ 262,034,563
Total liabilities at beginning of fiscal yearUSD $ 252,141,478
Total assets at end of fiscal yearUSD $ 322,618,872
Total assets at beginning of fiscal yearUSD $ 305,842,652
Revenues less expenses for current yearUSD $ 6,883,135
Revenues less expenses for previous yearUSD $ 4,942,665
Total expenses for current yearUSD $ 21,568,832
Total expenses for previous yearUSD $ 21,099,128
Other expenses in current yearUSD $ 12,050,266
Other expenses in previous yearUSD $ 11,216,014
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 9,507,566
Employee salary and benefits paid in previous yearUSD $ 9,868,114
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 11,000
Grants and similar amounts paid in previous yearUSD $ 15,000
Total revenue in current fiscal yearUSD $ 28,451,967
Total revenue in previous fiscal yearUSD $ 26,041,793
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Gross income from fundraising eventsUSD $ 0
Cost of goods soldUSD $ 0
Gross income from gamingUSD $ 0
Gross sales of inventory assetsUSD $ 0
Total of other revenueUSD $ 0
2016-12-31
Total unrelated business incomeUSD $ 52,414
Net unrelated business incomeUSD $ -180,686
Program Service Revenue from prior yearUSD $ 23,805,170
Program Service Revenue from current yearUSD $ 25,637,105
Investment Income from prior yearUSD $ 196,988
Investment Income from current yearUSD $ 404,688
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 26,346,274
Net assets / fund balances at end of fiscal yearUSD $ 53,701,174
Net assets / fund balances at beginning of fiscal yearUSD $ 48,758,509
Total liabilities at end of fiscal yearUSD $ 252,141,478
Total liabilities at beginning of fiscal yearUSD $ 243,862,075
Total assets at end of fiscal yearUSD $ 305,842,652
Total assets at beginning of fiscal yearUSD $ 292,620,584
Revenues less expenses for current yearUSD $ 4,942,665
Revenues less expenses for previous yearUSD $ 5,444,750
Total expenses for current yearUSD $ 21,099,128
Total expenses for previous yearUSD $ 18,557,408
Other expenses in current yearUSD $ 11,216,014
Other expenses in previous yearUSD $ 9,539,073
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 9,868,114
Employee salary and benefits paid in previous yearUSD $ 9,003,335
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 15,000
Grants and similar amounts paid in previous yearUSD $ 15,000
Total revenue in current fiscal yearUSD $ 26,041,793
Total revenue in previous fiscal yearUSD $ 24,002,158
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 0
2015-12-31
Total unrelated business incomeUSD $ 76,310
Net unrelated business incomeUSD $ -133,480
Program Service Revenue from prior yearUSD $ 21,568,784
Program Service Revenue from current yearUSD $ 23,805,170
Investment Income from prior yearUSD $ 130,295
Investment Income from current yearUSD $ 196,988
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 24,002,158
Net assets / fund balances at end of fiscal yearUSD $ 48,758,509
Net assets / fund balances at beginning of fiscal yearUSD $ 43,313,759
Total liabilities at end of fiscal yearUSD $ 243,862,075
Total liabilities at beginning of fiscal yearUSD $ 226,268,468
Total assets at end of fiscal yearUSD $ 292,620,584
Total assets at beginning of fiscal yearUSD $ 269,582,227
Revenues less expenses for current yearUSD $ 5,444,750
Revenues less expenses for previous yearUSD $ 4,558,290
Total expenses for current yearUSD $ 18,557,408
Total expenses for previous yearUSD $ 17,140,789
Other expenses in current yearUSD $ 9,539,073
Other expenses in previous yearUSD $ 8,761,160
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 9,003,335
Employee salary and benefits paid in previous yearUSD $ 8,364,629
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 15,000
Grants and similar amounts paid in previous yearUSD $ 15,000
Total revenue in current fiscal yearUSD $ 24,002,158
Total revenue in previous fiscal yearUSD $ 21,699,079
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 0

Organization Addresses

The following addresses have been detected as associated with Tax Indentification Number 382323689

USA Mailing Address
718 E. MICHIGAN AVE
JACKSON
MI
49201
Date first seen: 2007-10-01
Date last seen: 2025-08-31
USA Location Address
718 E. MICHIGAN AVE
JACKSON
MI
49201
Date first seen: 2007-10-01
Date last seen: 2025-08-31
USA Mailing Address
718 E MICHIGAN AVE
JACKSON
MI
492011626
Date first seen: 2013-04-01
Date last seen: 2019-07-19
USA Location Address
718 E MICHIGAN AVE
JACKSON
MI
492011626
Date first seen: 2016-06-22
Date last seen: 2018-07-19
USA Mailing Address
718 EAST MICHIGAN AVENUE
JACKSON
MI
49201
Date first seen: 2007-10-01
Date last seen: 2026-01-05

Nearby companies/organizations

The following companies are located in the same ZIP code areas:

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