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Employer Identification Number 58-0147128

GEORGIAS OWN CREDIT UNION is a USA domiciled entity or foreign entity operating in the USA. The EIN ihas been issued by the IRS

Company Name:GEORGIAS OWN CREDIT UNION
Employer identification number (EIN):58-0147128
EIN Issuing AuthorityBrookhaven, NY
NAIC Classification:522130
NAIC Description:Credit Unions
401k Pension/Benefits registration GEORGIAS OWN CREDIT UNION 401k plan information
Federal tax statusExempt from federal income tax. Registered as a non-profit under 501(c)(3) Title 26 of the United States Code
State of IncorporationGeorgia, GA

Organization Overview

Mission StatementTO PROVIDE THRIFT SAVING/BORROWING TO MEMBER-OWNED COOPERATIVE.
Number of Employees520
Number of Volunteers1
Year Formed1943

Organization Governance

Legal DomicileGA
Voting Members - Governing Body12
Voting Members - Independent10

Organization Financials

2024-12-31
Total unrelated business incomeUSD $ 592,626
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 270,753,630
Program Service Revenue from current yearUSD $ 258,408,072
Investment Income from prior yearUSD $ 20,152,736
Investment Income from current yearUSD $ 26,212,764
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 581,948,158
Net assets / fund balances at end of fiscal yearUSD $ 337,725,565
Net assets / fund balances at beginning of fiscal yearUSD $ 342,890,794
Total liabilities at end of fiscal yearUSD $ 3,847,785,952
Total liabilities at beginning of fiscal yearUSD $ 3,939,479,105
Total assets at end of fiscal yearUSD $ 4,185,511,517
Total assets at beginning of fiscal yearUSD $ 4,282,369,899
Revenues less expenses for current yearUSD $ -14,194,430
Revenues less expenses for previous yearUSD $ 14,132,402
Total expenses for current yearUSD $ 298,815,266
Total expenses for previous yearUSD $ 276,773,964
Other expenses in current yearUSD $ 216,671,246
Other expenses in previous yearUSD $ 192,001,613
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 81,860,259
Employee salary and benefits paid in previous yearUSD $ 84,345,755
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 283,761
Grants and similar amounts paid in previous yearUSD $ 426,596
Total revenue in current fiscal yearUSD $ 284,620,836
Total revenue in previous fiscal yearUSD $ 290,906,366
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2023-12-31
Total unrelated business incomeUSD $ 382,189
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 197,093,047
Program Service Revenue from current yearUSD $ 270,753,630
Investment Income from prior yearUSD $ 12,720,094
Investment Income from current yearUSD $ 20,152,736
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 609,665,673
Net assets / fund balances at end of fiscal yearUSD $ 342,890,794
Net assets / fund balances at beginning of fiscal yearUSD $ 331,535,706
Total liabilities at end of fiscal yearUSD $ 3,939,479,105
Total liabilities at beginning of fiscal yearUSD $ 4,408,333,514
Total assets at end of fiscal yearUSD $ 4,282,369,899
Total assets at beginning of fiscal yearUSD $ 4,739,869,220
Revenues less expenses for current yearUSD $ 14,132,402
Revenues less expenses for previous yearUSD $ 39,993,282
Total expenses for current yearUSD $ 276,773,964
Total expenses for previous yearUSD $ 169,819,859
Other expenses in current yearUSD $ 192,001,613
Other expenses in previous yearUSD $ 83,205,437
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 84,345,755
Employee salary and benefits paid in previous yearUSD $ 86,328,752
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 426,596
Grants and similar amounts paid in previous yearUSD $ 285,670
Total revenue in current fiscal yearUSD $ 290,906,366
Total revenue in previous fiscal yearUSD $ 209,813,141
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2022-12-31
Total unrelated business incomeUSD $ 712,850
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 144,289,237
Program Service Revenue from current yearUSD $ 197,093,047
Investment Income from prior yearUSD $ 3,211,113
Investment Income from current yearUSD $ 12,720,094
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 413,382,426
Net assets / fund balances at end of fiscal yearUSD $ 331,535,706
Net assets / fund balances at beginning of fiscal yearUSD $ 309,404,930
Total liabilities at end of fiscal yearUSD $ 4,408,333,514
Total liabilities at beginning of fiscal yearUSD $ 3,109,997,935
Total assets at end of fiscal yearUSD $ 4,739,869,220
Total assets at beginning of fiscal yearUSD $ 3,419,402,865
Revenues less expenses for current yearUSD $ 39,993,282
Revenues less expenses for previous yearUSD $ 24,633,623
Total expenses for current yearUSD $ 169,819,859
Total expenses for previous yearUSD $ 122,866,727
Other expenses in current yearUSD $ 83,205,437
Other expenses in previous yearUSD $ 64,394,539
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 86,328,752
Employee salary and benefits paid in previous yearUSD $ 58,208,658
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 285,670
Grants and similar amounts paid in previous yearUSD $ 263,530
Total revenue in current fiscal yearUSD $ 209,813,141
Total revenue in previous fiscal yearUSD $ 147,500,350
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2021-12-31
Total unrelated business incomeUSD $ 666,384
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 145,345,423
Program Service Revenue from current yearUSD $ 144,289,237
Investment Income from prior yearUSD $ 5,610,765
Investment Income from current yearUSD $ 3,211,113
Other Revenue from prior yearUSD $ 827,625
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 475,779,474
Net assets / fund balances at end of fiscal yearUSD $ 309,404,930
Net assets / fund balances at beginning of fiscal yearUSD $ 285,924,056
Total liabilities at end of fiscal yearUSD $ 3,109,997,935
Total liabilities at beginning of fiscal yearUSD $ 2,648,439,418
Total assets at end of fiscal yearUSD $ 3,419,402,865
Total assets at beginning of fiscal yearUSD $ 2,934,363,474
Revenues less expenses for current yearUSD $ 24,633,623
Revenues less expenses for previous yearUSD $ -10,000,003
Total expenses for current yearUSD $ 122,866,727
Total expenses for previous yearUSD $ 161,783,816
Other expenses in current yearUSD $ 64,394,539
Other expenses in previous yearUSD $ 97,791,601
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 58,208,658
Employee salary and benefits paid in previous yearUSD $ 51,719,096
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 12,095,189
Grants and similar amounts paid in current yearUSD $ 263,530
Grants and similar amounts paid in previous yearUSD $ 177,930
Total revenue in current fiscal yearUSD $ 147,500,350
Total revenue in previous fiscal yearUSD $ 151,783,813
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2020-12-31
Total unrelated business incomeUSD $ 663,489
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 135,079,310
Program Service Revenue from current yearUSD $ 145,345,423
Investment Income from prior yearUSD $ 7,790,410
Investment Income from current yearUSD $ 5,610,765
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 827,625
Gross receipts from all sourcesUSD $ 156,552,584
Net assets / fund balances at end of fiscal yearUSD $ 285,924,056
Net assets / fund balances at beginning of fiscal yearUSD $ 271,689,376
Total liabilities at end of fiscal yearUSD $ 2,648,439,418
Total liabilities at beginning of fiscal yearUSD $ 2,222,913,901
Total assets at end of fiscal yearUSD $ 2,934,363,474
Total assets at beginning of fiscal yearUSD $ 2,494,603,277
Revenues less expenses for current yearUSD $ -10,000,003
Revenues less expenses for previous yearUSD $ 21,025,886
Total expenses for current yearUSD $ 161,783,816
Total expenses for previous yearUSD $ 121,843,834
Other expenses in current yearUSD $ 97,791,601
Other expenses in previous yearUSD $ 64,473,540
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 51,719,096
Employee salary and benefits paid in previous yearUSD $ 47,676,049
Benefits paid to or for members in current yearUSD $ 12,095,189
Benefits paid to or for members in previous yearUSD $ 9,393,745
Grants and similar amounts paid in current yearUSD $ 177,930
Grants and similar amounts paid in previous yearUSD $ 300,500
Total revenue in current fiscal yearUSD $ 151,783,813
Total revenue in previous fiscal yearUSD $ 142,869,720
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 827,625
2019-12-31
Total unrelated business incomeUSD $ 1,251,025
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 122,689,664
Program Service Revenue from current yearUSD $ 135,079,310
Investment Income from prior yearUSD $ 8,132,165
Investment Income from current yearUSD $ 7,790,410
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 150,329,607
Net assets / fund balances at end of fiscal yearUSD $ 271,689,376
Net assets / fund balances at beginning of fiscal yearUSD $ 248,525,486
Total liabilities at end of fiscal yearUSD $ 2,222,913,901
Total liabilities at beginning of fiscal yearUSD $ 2,157,612,255
Total assets at end of fiscal yearUSD $ 2,494,603,277
Total assets at beginning of fiscal yearUSD $ 2,406,137,741
Revenues less expenses for current yearUSD $ 21,025,886
Revenues less expenses for previous yearUSD $ 19,403,460
Total expenses for current yearUSD $ 121,843,834
Total expenses for previous yearUSD $ 111,418,369
Other expenses in current yearUSD $ 64,473,540
Other expenses in previous yearUSD $ 63,892,233
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 47,676,049
Employee salary and benefits paid in previous yearUSD $ 41,436,965
Benefits paid to or for members in current yearUSD $ 9,393,745
Benefits paid to or for members in previous yearUSD $ 5,816,417
Grants and similar amounts paid in current yearUSD $ 300,500
Grants and similar amounts paid in previous yearUSD $ 272,754
Total revenue in current fiscal yearUSD $ 142,869,720
Total revenue in previous fiscal yearUSD $ 130,821,829
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Revenues less expenses for current yearUSD $ 18,833,320
Total expenses for current yearUSD $ 124,036,400
Other expenses in current yearUSD $ 66,666,106
2018-12-31
Total unrelated business incomeUSD $ 1,122,364
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 106,810,219
Program Service Revenue from current yearUSD $ 122,689,664
Investment Income from prior yearUSD $ 8,593,853
Investment Income from current yearUSD $ 8,132,165
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 130,931,518
Net assets / fund balances at end of fiscal yearUSD $ 248,525,486
Net assets / fund balances at beginning of fiscal yearUSD $ 233,336,198
Total liabilities at end of fiscal yearUSD $ 2,157,612,255
Total liabilities at beginning of fiscal yearUSD $ 2,078,268,218
Total assets at end of fiscal yearUSD $ 2,406,137,741
Total assets at beginning of fiscal yearUSD $ 2,311,604,416
Revenues less expenses for current yearUSD $ 19,403,460
Revenues less expenses for previous yearUSD $ 16,513,006
Total expenses for current yearUSD $ 111,418,369
Total expenses for previous yearUSD $ 98,891,066
Other expenses in current yearUSD $ 63,892,233
Other expenses in previous yearUSD $ 56,486,679
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 41,436,965
Employee salary and benefits paid in previous yearUSD $ 37,580,453
Benefits paid to or for members in current yearUSD $ 5,816,417
Benefits paid to or for members in previous yearUSD $ 4,579,050
Grants and similar amounts paid in current yearUSD $ 272,754
Grants and similar amounts paid in previous yearUSD $ 244,884
Total revenue in current fiscal yearUSD $ 130,821,829
Total revenue in previous fiscal yearUSD $ 115,404,072
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2017-12-31
Total unrelated business incomeUSD $ 1,132,619
Net unrelated business incomeUSD $ -620,580
Program Service Revenue from prior yearUSD $ 95,717,639
Program Service Revenue from current yearUSD $ 106,810,219
Investment Income from prior yearUSD $ 5,379,390
Investment Income from current yearUSD $ 8,593,853
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 171,663,916
Net assets / fund balances at end of fiscal yearUSD $ 233,336,198
Net assets / fund balances at beginning of fiscal yearUSD $ 222,574,829
Total liabilities at end of fiscal yearUSD $ 2,078,268,218
Total liabilities at beginning of fiscal yearUSD $ 1,917,070,067
Total assets at end of fiscal yearUSD $ 2,311,604,416
Total assets at beginning of fiscal yearUSD $ 2,139,644,896
Revenues less expenses for current yearUSD $ 16,513,006
Revenues less expenses for previous yearUSD $ 8,065,222
Total expenses for current yearUSD $ 98,891,066
Total expenses for previous yearUSD $ 93,031,807
Other expenses in current yearUSD $ 56,486,679
Other expenses in previous yearUSD $ 51,089,720
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 37,580,453
Employee salary and benefits paid in previous yearUSD $ 37,297,069
Benefits paid to or for members in current yearUSD $ 4,579,050
Benefits paid to or for members in previous yearUSD $ 4,455,411
Grants and similar amounts paid in current yearUSD $ 244,884
Grants and similar amounts paid in previous yearUSD $ 189,607
Total revenue in current fiscal yearUSD $ 115,404,072
Total revenue in previous fiscal yearUSD $ 101,097,029
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2016-12-31
Total unrelated business incomeUSD $ 1,260,512
Net unrelated business incomeUSD $ -674,080
Program Service Revenue from prior yearUSD $ 85,530,749
Program Service Revenue from current yearUSD $ 95,717,639
Investment Income from prior yearUSD $ 4,653,368
Investment Income from current yearUSD $ 5,379,390
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 130,166,504
Net assets / fund balances at end of fiscal yearUSD $ 222,574,829
Net assets / fund balances at beginning of fiscal yearUSD $ 198,916,347
Total liabilities at end of fiscal yearUSD $ 1,917,070,067
Total liabilities at beginning of fiscal yearUSD $ 1,848,292,789
Total assets at end of fiscal yearUSD $ 2,139,644,896
Total assets at beginning of fiscal yearUSD $ 2,047,209,136
Revenues less expenses for current yearUSD $ 8,065,222
Revenues less expenses for previous yearUSD $ 7,292,455
Total expenses for current yearUSD $ 93,031,807
Total expenses for previous yearUSD $ 82,891,662
Other expenses in current yearUSD $ 51,089,720
Other expenses in previous yearUSD $ 42,797,981
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 37,297,069
Employee salary and benefits paid in previous yearUSD $ 34,870,287
Benefits paid to or for members in current yearUSD $ 4,455,411
Benefits paid to or for members in previous yearUSD $ 5,148,254
Grants and similar amounts paid in current yearUSD $ 189,607
Grants and similar amounts paid in previous yearUSD $ 75,140
Total revenue in current fiscal yearUSD $ 101,097,029
Total revenue in previous fiscal yearUSD $ 90,184,117
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
2015-12-31
Total unrelated business incomeUSD $ 1,245,278
Net unrelated business incomeUSD $ -1,036,067
Program Service Revenue from prior yearUSD $ 85,290,579
Program Service Revenue from current yearUSD $ 85,530,749
Investment Income from prior yearUSD $ 4,604,905
Investment Income from current yearUSD $ 4,653,368
Other Revenue from prior yearUSD $ 0
Other Revenue from current yearUSD $ 0
Gross receipts from all sourcesUSD $ 120,121,928
Net assets / fund balances at end of fiscal yearUSD $ 198,916,347
Net assets / fund balances at beginning of fiscal yearUSD $ 194,635,067
Total liabilities at end of fiscal yearUSD $ 1,848,292,789
Total liabilities at beginning of fiscal yearUSD $ 1,634,046,443
Total assets at end of fiscal yearUSD $ 2,047,209,136
Total assets at beginning of fiscal yearUSD $ 1,828,681,510
Revenues less expenses for current yearUSD $ 7,292,455
Revenues less expenses for previous yearUSD $ 10,881,642
Total expenses for current yearUSD $ 82,891,662
Total expenses for previous yearUSD $ 79,013,842
Other expenses in current yearUSD $ 42,797,981
Other expenses in previous yearUSD $ 41,366,740
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 34,870,287
Employee salary and benefits paid in previous yearUSD $ 31,951,634
Benefits paid to or for members in current yearUSD $ 5,148,254
Benefits paid to or for members in previous yearUSD $ 5,599,605
Grants and similar amounts paid in current yearUSD $ 75,140
Grants and similar amounts paid in previous yearUSD $ 95,863
Total revenue in current fiscal yearUSD $ 90,184,117
Total revenue in previous fiscal yearUSD $ 89,895,484
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0

Organization Addresses

The following addresses have been detected as associated with Tax Indentification Number 580147128

USA Mailing Address
P O BOX 105025
ATLANTA
GA
30348
Date first seen: 2014-02-25
Date last seen: 2025-11-22
USA Mailing Address
1155 PEACHTREE ST NE FL 4
ATLANTA
GA
303097629
Date first seen: 2012-10-01
Date last seen: 2018-08-30
USA Mailing Address
P.O. BOX 105205
SUITE 400
ATLANTA
GA
303093600
Date first seen: 2010-09-17
Date last seen: 2018-10-08
USA Location Address
1155 PEACHTREE ST. N.E.
SUITE 400
ATLANTA
GA
303093600
Date first seen: 2010-09-17
Date last seen: 2018-10-08
USA Mailing Address
PO BOX 105025
ATLANTA
GA
303485205
Date first seen: 2010-10-28
Date last seen: 2014-02-25
USA Location Address
1155 PEACHTREE ST NE STE 400
ATLANTA
GA
303485205
Date first seen: 2010-10-28
Date last seen: 2012-11-06
USA Mailing Address
1155 PEACHTREE ST NE STE 400
ATLANTA
GA
30309
Date first seen: 2008-01-01
Date last seen: 2025-06-30
USA Location Address
100 PEACHTREE ST NW
SUITE 2800
ATLANTA
GA
30303
Date first seen: 2007-01-01
Date last seen: 2026-01-06
USA Mailing Address
P.O. BOX 105205
ATLANTA
GA
30348
Date first seen: 2015-01-01
Date last seen: 2026-01-06
USA Mailing Address
100 PEACHTREE ST NW STE 2800
ATLANTA
GA
303031935
Date first seen: 2025-07-30
Date last seen: 2025-10-03
USA Mailing Address
P.O. BOX 105025
ATLANTA
GA
30348
Date first seen: 2015-01-01
Date last seen: 2026-01-05

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