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Employer Identification Number 91-0712539

WHATCOM EDUCATIONAL CREDIT UNION is a USA domiciled entity or foreign entity operating in the USA. The EIN ihas been issued by the IRS

Company Name:WHATCOM EDUCATIONAL CREDIT UNION
Employer identification number (EIN):91-0712539
EIN Issuing AuthorityPhiladelphia, PA
NAIC Classification:522130
NAIC Description:Credit Unions
401k Pension/Benefits registration WHATCOM EDUCATIONAL CREDIT UNION 401k plan information
Federal tax statusExempt from federal income tax. Registered as a non-profit under 501(c)(3) Title 26 of the United States Code
State of IncorporationWashington, WA

Organization Overview

Mission StatementIT IS THE MISSION OF WHATCOM EDUCATIONAL CREDIT UNION TO PROVIDE THE MEANS FOR MEMBERS TO ACHIEVE THEIR DREAMS.
Number of Employees394
Number of Volunteers11
Year Formed1936

Organization Governance

Legal DomicileWA
Voting Members - Governing Body9
Voting Members - Independent9

Organization Financials

2023-12-31
Total unrelated business incomeUSD $ 52,435
Net unrelated business incomeUSD $ 24,195
Program Service Revenue from prior yearUSD $ 87,021,794
Program Service Revenue from current yearUSD $ 112,494,139
Investment Income from prior yearUSD $ 10,688,363
Investment Income from current yearUSD $ 25,369,649
Other Revenue from prior yearUSD $ 1,026,902
Other Revenue from current yearUSD $ 228,421
Gross receipts from all sourcesUSD $ 140,297,247
Net assets / fund balances at end of fiscal yearUSD $ 335,978,263
Net assets / fund balances at beginning of fiscal yearUSD $ 316,888,608
Total liabilities at end of fiscal yearUSD $ 2,430,302,080
Total liabilities at beginning of fiscal yearUSD $ 2,190,539,001
Total assets at end of fiscal yearUSD $ 2,766,280,343
Total assets at beginning of fiscal yearUSD $ 2,507,427,609
Revenues less expenses for current yearUSD $ 18,781,546
Revenues less expenses for previous yearUSD $ 30,213,343
Total expenses for current yearUSD $ 119,310,663
Total expenses for previous yearUSD $ 68,523,716
Other expenses in current yearUSD $ 48,064,560
Other expenses in previous yearUSD $ 26,722,803
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 46,300,272
Employee salary and benefits paid in previous yearUSD $ 37,112,994
Benefits paid to or for members in current yearUSD $ 24,580,840
Benefits paid to or for members in previous yearUSD $ 4,434,002
Grants and similar amounts paid in current yearUSD $ 364,991
Grants and similar amounts paid in previous yearUSD $ 253,917
Total revenue in current fiscal yearUSD $ 138,092,209
Total revenue in previous fiscal yearUSD $ 98,737,059
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 900,683
2022-12-31
Total unrelated business incomeUSD $ 60,399
Net unrelated business incomeUSD $ 43,237
Program Service Revenue from prior yearUSD $ 82,560,332
Program Service Revenue from current yearUSD $ 87,021,794
Investment Income from prior yearUSD $ 2,117,729
Investment Income from current yearUSD $ 10,688,363
Other Revenue from prior yearUSD $ 1,068,059
Other Revenue from current yearUSD $ 1,026,902
Gross receipts from all sourcesUSD $ 98,737,059
Net assets / fund balances at end of fiscal yearUSD $ 316,888,608
Net assets / fund balances at beginning of fiscal yearUSD $ 295,279,348
Total liabilities at end of fiscal yearUSD $ 2,190,539,001
Total liabilities at beginning of fiscal yearUSD $ 2,196,578,930
Total assets at end of fiscal yearUSD $ 2,507,427,609
Total assets at beginning of fiscal yearUSD $ 2,491,858,278
Revenues less expenses for current yearUSD $ 30,213,343
Revenues less expenses for previous yearUSD $ 21,694,734
Total expenses for current yearUSD $ 68,523,716
Total expenses for previous yearUSD $ 64,051,386
Other expenses in current yearUSD $ 26,722,803
Other expenses in previous yearUSD $ 21,831,956
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 37,112,994
Employee salary and benefits paid in previous yearUSD $ 39,047,935
Benefits paid to or for members in current yearUSD $ 4,434,002
Benefits paid to or for members in previous yearUSD $ 2,891,645
Grants and similar amounts paid in current yearUSD $ 253,917
Grants and similar amounts paid in previous yearUSD $ 279,850
Total revenue in current fiscal yearUSD $ 98,737,059
Total revenue in previous fiscal yearUSD $ 85,746,120
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 1,008,902
2021-12-31
Total unrelated business incomeUSD $ 80,857
Net unrelated business incomeUSD $ 61,799
Program Service Revenue from prior yearUSD $ 82,593,135
Program Service Revenue from current yearUSD $ 82,560,332
Investment Income from prior yearUSD $ 1,677,237
Investment Income from current yearUSD $ 2,117,729
Other Revenue from prior yearUSD $ 1,647,466
Other Revenue from current yearUSD $ 1,068,059
Gross receipts from all sourcesUSD $ 86,617,025
Net assets / fund balances at end of fiscal yearUSD $ 295,279,348
Net assets / fund balances at beginning of fiscal yearUSD $ 273,972,908
Total liabilities at end of fiscal yearUSD $ 2,196,578,930
Total liabilities at beginning of fiscal yearUSD $ 1,862,343,725
Total assets at end of fiscal yearUSD $ 2,491,858,278
Total assets at beginning of fiscal yearUSD $ 2,136,316,633
Revenues less expenses for current yearUSD $ 21,694,734
Revenues less expenses for previous yearUSD $ 14,914,083
Total expenses for current yearUSD $ 64,051,386
Total expenses for previous yearUSD $ 71,003,755
Other expenses in current yearUSD $ 21,831,956
Other expenses in previous yearUSD $ 28,043,462
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 39,047,935
Employee salary and benefits paid in previous yearUSD $ 37,477,000
Benefits paid to or for members in current yearUSD $ 2,891,645
Benefits paid to or for members in previous yearUSD $ 5,141,607
Grants and similar amounts paid in current yearUSD $ 279,850
Grants and similar amounts paid in previous yearUSD $ 341,686
Total revenue in current fiscal yearUSD $ 85,746,120
Total revenue in previous fiscal yearUSD $ 85,917,838
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 1,050,059
2020-12-31
Total unrelated business incomeUSD $ 32,682
Net unrelated business incomeUSD $ 25,488
Program Service Revenue from prior yearUSD $ 83,190,686
Program Service Revenue from current yearUSD $ 82,593,135
Investment Income from prior yearUSD $ 2,907,994
Investment Income from current yearUSD $ 1,677,237
Other Revenue from prior yearUSD $ 814,686
Other Revenue from current yearUSD $ 1,647,466
Gross receipts from all sourcesUSD $ 86,321,863
Net assets / fund balances at end of fiscal yearUSD $ 273,972,908
Net assets / fund balances at beginning of fiscal yearUSD $ 259,058,825
Total liabilities at end of fiscal yearUSD $ 1,862,343,725
Total liabilities at beginning of fiscal yearUSD $ 1,453,723,572
Total assets at end of fiscal yearUSD $ 2,136,316,633
Total assets at beginning of fiscal yearUSD $ 1,712,782,397
Revenues less expenses for current yearUSD $ 14,914,083
Revenues less expenses for previous yearUSD $ 14,731,316
Total expenses for current yearUSD $ 71,003,755
Total expenses for previous yearUSD $ 72,182,050
Other expenses in current yearUSD $ 28,043,462
Other expenses in previous yearUSD $ 28,930,541
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 37,477,000
Employee salary and benefits paid in previous yearUSD $ 33,821,312
Benefits paid to or for members in current yearUSD $ 5,141,607
Benefits paid to or for members in previous yearUSD $ 9,201,355
Grants and similar amounts paid in current yearUSD $ 341,686
Grants and similar amounts paid in previous yearUSD $ 228,842
Total revenue in current fiscal yearUSD $ 85,917,838
Total revenue in previous fiscal yearUSD $ 86,913,366
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 1,607,626
2018-12-31
Total unrelated business incomeUSD $ 0
Net unrelated business incomeUSD $ 3,617
Program Service Revenue from prior yearUSD $ 66,366,378
Program Service Revenue from current yearUSD $ 75,315,415
Investment Income from prior yearUSD $ 2,726,260
Investment Income from current yearUSD $ 3,701,602
Other Revenue from prior yearUSD $ 1,079,761
Other Revenue from current yearUSD $ 1,985,971
Gross receipts from all sourcesUSD $ 81,127,331
Net assets / fund balances at end of fiscal yearUSD $ 244,327,509
Net assets / fund balances at beginning of fiscal yearUSD $ 230,803,397
Total liabilities at end of fiscal yearUSD $ 1,363,703,611
Total liabilities at beginning of fiscal yearUSD $ 1,251,443,616
Total assets at end of fiscal yearUSD $ 1,608,031,120
Total assets at beginning of fiscal yearUSD $ 1,482,247,013
Revenues less expenses for current yearUSD $ 13,972,078
Revenues less expenses for previous yearUSD $ 18,625,137
Total expenses for current yearUSD $ 67,030,910
Total expenses for previous yearUSD $ 51,547,262
Other expenses in current yearUSD $ 28,012,656
Other expenses in previous yearUSD $ 21,615,445
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 31,333,682
Employee salary and benefits paid in previous yearUSD $ 25,722,752
Benefits paid to or for members in current yearUSD $ 7,451,477
Benefits paid to or for members in previous yearUSD $ 4,058,259
Grants and similar amounts paid in current yearUSD $ 233,095
Grants and similar amounts paid in previous yearUSD $ 150,806
Total revenue in current fiscal yearUSD $ 81,002,988
Total revenue in previous fiscal yearUSD $ 70,172,399
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 1,942,281
2017-12-31
Total unrelated business incomeUSD $ 0
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 59,279,689
Program Service Revenue from current yearUSD $ 66,366,378
Investment Income from prior yearUSD $ 2,738,542
Investment Income from current yearUSD $ 2,726,260
Other Revenue from prior yearUSD $ 854,043
Other Revenue from current yearUSD $ 1,079,761
Gross receipts from all sourcesUSD $ 70,172,399
Net assets / fund balances at end of fiscal yearUSD $ 230,803,397
Net assets / fund balances at beginning of fiscal yearUSD $ 211,432,553
Total liabilities at end of fiscal yearUSD $ 1,251,443,616
Total liabilities at beginning of fiscal yearUSD $ 1,156,494,816
Total assets at end of fiscal yearUSD $ 1,482,247,013
Total assets at beginning of fiscal yearUSD $ 1,367,927,369
Revenues less expenses for current yearUSD $ 18,625,137
Revenues less expenses for previous yearUSD $ 15,442,899
Total expenses for current yearUSD $ 51,547,262
Total expenses for previous yearUSD $ 47,429,375
Other expenses in current yearUSD $ 21,615,445
Other expenses in previous yearUSD $ 19,293,926
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 25,722,752
Employee salary and benefits paid in previous yearUSD $ 23,998,847
Benefits paid to or for members in current yearUSD $ 4,058,259
Benefits paid to or for members in previous yearUSD $ 3,968,134
Grants and similar amounts paid in current yearUSD $ 150,806
Grants and similar amounts paid in previous yearUSD $ 168,468
Total revenue in current fiscal yearUSD $ 70,172,399
Total revenue in previous fiscal yearUSD $ 62,872,274
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 1,034,261
2016-12-31
Total unrelated business incomeUSD $ 0
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 53,127,267
Program Service Revenue from current yearUSD $ 60,133,708
Investment Income from prior yearUSD $ 1,750,627
Investment Income from current yearUSD $ 2,738,542
Other Revenue from prior yearUSD $ 112,889
Other Revenue from current yearUSD $ 24
Gross receipts from all sourcesUSD $ 62,872,274
Net assets / fund balances at end of fiscal yearUSD $ 211,432,553
Net assets / fund balances at beginning of fiscal yearUSD $ 195,709,535
Total liabilities at end of fiscal yearUSD $ 1,156,494,807
Total liabilities at beginning of fiscal yearUSD $ 1,030,122,679
Total assets at end of fiscal yearUSD $ 1,367,927,360
Total assets at beginning of fiscal yearUSD $ 1,225,832,214
Revenues less expenses for current yearUSD $ 15,442,899
Revenues less expenses for previous yearUSD $ 13,519,314
Total expenses for current yearUSD $ 47,429,375
Total expenses for previous yearUSD $ 41,471,469
Other expenses in current yearUSD $ 23,262,060
Other expenses in previous yearUSD $ 20,628,017
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 23,998,847
Employee salary and benefits paid in previous yearUSD $ 20,675,394
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 168,468
Grants and similar amounts paid in previous yearUSD $ 168,058
Total revenue in current fiscal yearUSD $ 62,872,274
Total revenue in previous fiscal yearUSD $ 54,990,783
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 24
2015-12-31
Total unrelated business incomeUSD $ 0
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 49,500,757
Program Service Revenue from current yearUSD $ 53,127,267
Investment Income from prior yearUSD $ 1,907,193
Investment Income from current yearUSD $ 1,750,627
Other Revenue from prior yearUSD $ 46,298
Other Revenue from current yearUSD $ 112,889
Gross receipts from all sourcesUSD $ 54,990,783
Net assets / fund balances at end of fiscal yearUSD $ 195,709,535
Net assets / fund balances at beginning of fiscal yearUSD $ 182,379,239
Total liabilities at end of fiscal yearUSD $ 1,030,122,679
Total liabilities at beginning of fiscal yearUSD $ 899,918,440
Total assets at end of fiscal yearUSD $ 1,225,832,214
Total assets at beginning of fiscal yearUSD $ 1,082,297,679
Revenues less expenses for current yearUSD $ 13,519,314
Revenues less expenses for previous yearUSD $ 11,312,540
Total expenses for current yearUSD $ 41,471,469
Total expenses for previous yearUSD $ 40,141,708
Other expenses in current yearUSD $ 20,628,017
Other expenses in previous yearUSD $ 18,157,919
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 20,675,394
Employee salary and benefits paid in previous yearUSD $ 21,845,994
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 168,058
Grants and similar amounts paid in previous yearUSD $ 137,795
Total revenue in current fiscal yearUSD $ 54,990,783
Total revenue in previous fiscal yearUSD $ 51,454,248
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 112,889
2014-12-31
Total unrelated business incomeUSD $ 0
Net unrelated business incomeUSD $ 0
Program Service Revenue from prior yearUSD $ 50,040,476
Program Service Revenue from current yearUSD $ 49,500,757
Investment Income from prior yearUSD $ 840,474
Investment Income from current yearUSD $ 1,907,193
Other Revenue from prior yearUSD $ 56,198
Other Revenue from current yearUSD $ 46,298
Gross receipts from all sourcesUSD $ 51,454,248
Net assets / fund balances at end of fiscal yearUSD $ 182,379,239
Net assets / fund balances at beginning of fiscal yearUSD $ 170,955,744
Total liabilities at end of fiscal yearUSD $ 899,918,440
Total liabilities at beginning of fiscal yearUSD $ 806,368,475
Total assets at end of fiscal yearUSD $ 1,082,297,679
Total assets at beginning of fiscal yearUSD $ 977,324,219
Revenues less expenses for current yearUSD $ 11,312,540
Revenues less expenses for previous yearUSD $ 13,737,936
Total expenses for current yearUSD $ 40,141,708
Total expenses for previous yearUSD $ 37,199,212
Other expenses in current yearUSD $ 18,157,919
Other expenses in previous yearUSD $ 17,337,305
Total fundraising expenses in current yearUSD $ 0
Professional fundraising fees from current yearUSD $ 0
Professional fundraising fees from previous yearUSD $ 0
Employee salary and benefits paid in current yearUSD $ 21,845,994
Employee salary and benefits paid in previous yearUSD $ 19,861,907
Benefits paid to or for members in current yearUSD $ 0
Benefits paid to or for members in previous yearUSD $ 0
Grants and similar amounts paid in current yearUSD $ 137,795
Grants and similar amounts paid in previous yearUSD $ 0
Total revenue in current fiscal yearUSD $ 51,454,248
Total revenue in previous fiscal yearUSD $ 50,937,148
Contributions and grants from current yearUSD $ 0
Contributions and grants from previous yearUSD $ 0
Total of other revenueUSD $ 46,298

Organization Addresses

The following addresses have been detected as associated with Tax Indentification Number 910712539

USA Mailing Address
600 EAST HOLLY
BELLINGHAM
WA
98225
Date first seen: 2007-01-01
Date last seen: 2025-09-30
USA Mailing Address
POST OFFICE BOX 9750
BELLINGHAM
WA
982279750
Date first seen: 2010-07-23
Date last seen: 2017-07-19
USA Location Address
600 EAST HOLLY STREET
BELLINGHAM
WA
982279750
Date first seen: 2010-07-23
Date last seen: 2016-09-26
USA Location Address
600 EAST HOLLY
BELLINGHAM
WA
98225
Date first seen: 2007-01-01
Date last seen: 2025-09-30
USA Mailing Address
600 EAST HOLLY STREET
BELLINGHAM
WA
98227
Date first seen: 2007-01-01
Date last seen: 2025-07-31
USA Mailing Address
PO BOX 9750
BELLINGHAM
WA
98227
Date first seen: 2007-01-01
Date last seen: 2026-02-24
USA Location Address
21 BELLWETHER WAY
STE 111
BELLINGHAM
WA
98225
Date first seen: 2007-01-01
Date last seen: 2026-02-24
USA Mailing Address
21 BELLWETHER
SUITE 111
BELLINGHAM
WA
98225
Date first seen: 2007-01-01
Date last seen: 2026-02-24
USA Mailing Address
21 BELLWETHER WAY
SUITE 111
BELLINGHAM
WA
98225
Date first seen: 2007-01-01
Date last seen: 2026-03-10

EIN Events

Event Date Event description
2022-12-31Form 990-N declaration of Gross Receipts Under $25,000 in tax year 2022
2015-12-31Form 990-N declaration of Gross Receipts Under $25,000 in tax year 2015

Nearby companies/organizations

The following companies are located in the same ZIP code areas:

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